Rate calculator Live Rate
USDT → XMR rates across 4 exchanges
How a USDT (TRC20) to XMR swap works
You send USDT on the Tron network to a deposit address the exchange gives you. Tron confirms fast — usually under a minute — so most swaps complete within 5–10 minutes total. The exchange sends XMR directly to your Monero wallet, no account required.
Enter your XMR address
Give the exchange the wallet address you want your Monero sent to. Double-check it — crypto payments can't be reversed.
Choose fixed or floating
Fixed rate locks in the amount you'll receive. Floating rate moves with the market — can be slightly better or worse by the time your deposit confirms.
Send Tether (TRC20)
Transfer USDT to the one-time deposit address. Don't send a different coin to this address and don't send more than once.
Monero arrives in your wallet
Once the exchange sees your deposit (19 confirmations (~1 min)), it sends XMR directly to the address you provided. No withdrawal step needed.
USDT on Tron: the cheapest on-ramp to XMR
TRC20 USDT has some of the lowest transfer fees in crypto — typically under $1. If you're holding stablecoins and want to move into Monero, the Tron network is usually the cheapest way to do it. Most no-KYC exchanges support it and confirmation times are fast.
- No registration or ID check
- Tron fees are a fraction of Ethereum
- XMR lands directly in your own wallet
Deposit & confirmation times
Tron blocks come in every 3 seconds and exchanges typically accept your deposit after 19 confirmations — that's about 1 minute. After that the exchange processes and sends your XMR, which takes another few minutes.