Rate calculator Live Rate
XMR → USDT rates across 4 exchanges
How a XMR to USDT (TRC20) swap works
You send Monero from your wallet to the deposit address the exchange gives you. Because Monero needs 10 confirmations before a transaction is considered final, this step takes around 20 minutes. After that the exchange sends USDT on Tron directly to your TRC20 address.
Enter your USDT address
Give the exchange the wallet address you want your Tether (TRC20) sent to. Double-check it — crypto payments can't be reversed.
Choose fixed or floating
Fixed rate locks in the amount you'll receive. Floating rate moves with the market — can be slightly better or worse by the time your deposit confirms.
Send Monero
Transfer XMR to the one-time deposit address. Don't send a different coin to this address and don't send more than once.
Tether (TRC20) arrives in your wallet
Once the exchange sees your deposit (10 confirmations (~20 min)), it sends USDT directly to the address you provided. No withdrawal step needed.
Cashing out of Monero without KYC
If you want to move out of XMR and hold stablecoins without going through a KYC exchange, swapping to USDT on Tron is one of the cleaner options. TRC20 USDT is widely accepted, fees on Tron are low, and the whole swap happens without you ever making an account.
- No ID check or account needed
- USDT arrives on your own Tron address
- Tron fees are minimal on the receive side
Deposit & confirmation times
Monero confirmations are slower than most chains — about 2 minutes per block, and exchanges require 10 before releasing funds. That's why XMR-out swaps take 20+ minutes on the deposit side. The USDT payout on Tron is fast once the exchange sends it.
