Rate calculator Live Rate
USDT → XMR rates across 4 exchanges
How a USDT (BEP20) to XMR swap works
You send USDT on BNB Smart Chain to the deposit address. BSC confirms in about 45 seconds (15 blocks at 3 seconds each). After that the exchange sends XMR to your Monero wallet. BEP20 fees are very low — usually well under $0.10.
Enter your XMR address
Give the exchange the wallet address you want your Monero sent to. Double-check it — crypto payments can't be reversed.
Choose fixed or floating
Fixed rate locks in the amount you'll receive. Floating rate moves with the market — can be slightly better or worse by the time your deposit confirms.
Send Tether (BEP20)
Transfer USDT to the one-time deposit address. Don't send a different coin to this address and don't send more than once.
Monero arrives in your wallet
Once the exchange sees your deposit (15 confirmations (~45 sec)), it sends XMR directly to the address you provided. No withdrawal step needed.
USDT on BNB Smart Chain
BEP20 USDT sits between TRC20 and ERC20 in terms of usage. Fees are low, confirmations are fast, and most no-KYC exchanges support it. If you're on the BNB Smart Chain ecosystem and want to move into Monero, this is a direct route with no bridging needed.
- No account or ID required
- BSC fees are under $0.10
- XMR lands in your own wallet
Deposit & confirmation times
BNB Smart Chain has 3-second block times. Exchanges require 15 confirmations — that's about 45 seconds. After the deposit clears the exchange sends XMR, which usually arrives within a few minutes.
